KLARNA instalment payment option is available (via the STRIPE app) customer must choose STRIPE payment app at checkout to utilise KLARNA instalment payment option. They can then choose their own repayment plan, confirming the amount of instalments they wish to purchase their item with & the number of months with which the monthly repayments are to be made. (in the event of customers experiencing any difficulties in fulfilling their monthly repayments with KLARNA customer is to contact KLARNA direct). Shabby Chic Rustique has no responsibility in ensuring customers are able to afford their monthly chosen repayment plan with KLARNA, nor is Shabby Chic Rustique responsible for obtaining late/missed payments due to KLARNA & customer is to contact KLARNA direct to resolve